Velosure Thing Mate

Velosure are pushing their cycling insurance on me…

“We understand the risks you face as a cyclist, whether you’re commuting to work, on a training ride with friends or riding with your family. That’s because we’re cycling enthusiasts, just like you. We’ve put our collective cycling experiences and understanding together to create liability cover products tailored for cyclists and we back it up with service that only a specialist bicycle insurer can provide.”

“Velosure’s Cyclist Liability Cover is designed to provide you cover for potential costs in the event of a claim made against you by another person for damage to their property or personal injury, arising whilst you are cycling.”

A close perusal of their product disclosure reveals this…

“We will not pay for any claim arising from an accident where you were using the bicycle illegally or in the performance of an illegal action or in contravention of relevant state traffic and road usage laws.”

Now I can assure you that if you cause damage to property or body as a result of riding your bicycle then the police will charge you with some form of road offence and then you won’t be covered.

Now that there is good old Australian innovation in action … getting people to pay for a product that cannot possibly provide any benefit under any circumstances.