Pascal’s Wager

Cars and houses; they represent a significant personal investment. 

Hence the designs of these are generally much closer to the conservative middle of the Guassian than cheaper and more consumable goods because their progenitors cannot afford the risks of low IRRs.

The question is whether the middle of the Guassian is really the middle, or whether everyone just believes everyone else believes it’s the middle.

Popular actionable truth absent hypothesis; also known as a belief. It’s all good until it’s not.